Digital Bank 2.0 / Digital Banking

When we send money somebody, we have to made through a bank. It needs ID, pin number and receiver’s account number. That's too much of a hassle and slow. But, In real life, we don’t have to made through the bank. We just give cash directly. It’s so simple and convenience. I thought to apply it to the digital banking and we’ll be fast and convenient. So, I planned it is called ‘Digital banking 2.0 : World Wide Web Banking’. It is the evolution of the digital life. It is like the World Wide Web. It operates by allowing users to access bank account in a a peer-to-peer network, means they are all connected to each other and banks.