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The philosophy of the bank is very simple: products and services should be self-explanatory. They should fulfill their intended purpose, offering maximum efficiency and added value. In short: everything should be simple. The annual report is no exception. The concept for the content and design is based on the principle: making it simple simply makes it strong. The clear layout, well-structured content pages, and illustration styles are designed to be accessible to all. The annual report invites the reader to discover in detail the spirit and diversity of the new brand.