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The present bus credit card machines have the following problems: 1. It becomes difficult to swipe card when people's hands are not free; 2. When someone standing on the swiping card position to look for bus card, it undoubtedly wastes the time of the people behind him; 3. It occupies channel space of the bus. As long as the credit card machine combines the getting-on bus door, and use radio frequency technology, the above problems can be solved successfully.