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Squared / Bill Payment System


Billions of dollars in revenue are made on behalf of consumer overdraft and nonsufficient funds-related fees each year, leaving consumers wary of banks.

This concept re-imagines today’s banking strategy towards a transparent mutually benefiting relationship. Squared is a concept designed to simplify the personal banking experience of paying routine bills.

Using biometric and ubiquitous technologies, Squared promotes personal financial responsibility by making it more fun, simple, and secure to conduct mundane banking tasks. It composes of a functional product and a service ecosystem that reflects the banking needs of the busy consumer.


Umeå Institute of Design

Umeå Institute of Design
Umeå University
UMEÅ, Sweden


Lynn Bui

Lynn Bui
Seattle, United States